Banking integration within the EU: Establishing a Single European Banking Regulator and Supervisor
Independent thesis Advanced level (degree of Master (One Year)), 10 credits / 15 HE creditsStudent thesis
Effective regulation and supervision of the banking industry along with effective macroeconomic policy is critical to the financial stability in any country or region. While the cost of banking supervision is indeed high, the cost of poor supervision has proved to be even higher. Supervision cannot, and should not, provide an assurance that banks will not fail. In a market economy, failures are part of risk-taking. The way in which failures are handled, and their costs borne, is in large part a political matter involving decisions on whether, and the extent to which, public funds should be committed to supporting the banking system.
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IdentifiersURN: urn:nbn:se:su:diva-3262OAI: oai:DiVA.org:su-3262DiVA: diva2:192526