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To Share or Not to Share – That Is the Question
Stockholm University, Faculty of Social Sciences, Department of Economics.
2009 (English)Conference paper, Published paper (Other academic)
Abstract [en]

One of the main models now considered by countries contemplating pension reform is

non-financial or notional defined contribution (NDC). NDC is an individual account scheme

that combines pay-as-you-go financing with an individual lifetime account structure.

Individuals pay a fixed percent of their income as contributions. Contributions are noted on

individual accounts but the contributions themselves are used to pay the benefits of current

pensioners. The balance on individual accounts and the life expectancy of the individual’s

cohort at retirement determine the value of the individual’s lifetime benefit. The account

structure makes it very easy to share accounts between couples, which is the focus of this

paper. This paper explores the options for sharing accounts with specific focus on joint

annuities.

Place, publisher, year, edition, pages
2009.
Identifiers
URN: urn:nbn:se:su:diva-53694OAI: oai:DiVA.org:su-53694DiVA: diva2:391141
Conference
Non-Financial Defined Contribution (NDC) Pension Systems: Progress and New Frontiers in a Changing Pension World
Available from: 2011-01-24 Created: 2011-01-24 Last updated: 2011-07-01Bibliographically approved

Open Access in DiVA

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Other links

http://www.forsakringskassan.se/irj/go/km/docs/fk_publishing/Dokument/Konferensmaterial/Pensionskonferens_NCD_20091202/Dokument_2/10_to_share_or_not.pdf

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