While it is generally accepted that Type Ia supernovae (SNe Ia) are the terminal explosions of white dwarfs (WDs), the nature of their progenitor systems and the mechanisms that lead up to these explosions remain widely debated. In rare cases, the SN ejecta interact with circumstellar material (CSM) that had previously been ejected from the progenitor system. The longer the delay between the creation of the CSM and the SN explosion, the greater the distance between the SN explosion site and the CSM and the later the onset of the interaction. The unknown distance between the CSM and SN explosion site makes it impossible to predict when the interaction will start. If the time between the SN explosion and the onset of the CSM interaction is of the order of several months to years, the SN has generally faded and it is no longer actively followed up on. This makes it even more difficult to detect the interaction while it is happening. In this work, we report on a real-time monitoring programme running between 13 November 2023 and 9 July 2024. It monitored 6914 SNe Ia for signs of late-time rebrightening using the Zwicky Transient Facility (ZTF). Flagged candidates were rapidly followed up on with photometry and spectroscopy to confirm the late-time excess and its position. We report the discovery of a ∼50 day rebrightening event in SN 2020qxz around 1200 rest-frame days after the peak of its light curve. SN 2020qxz exhibited signs of an early CSM interaction, but had faded from view over two years before its reappearance. Initial follow-up spectroscopy revealed the presence of four emission lines, while later follow-up spectroscopy showed that these had faded shortly after the end of the ZTF-detected rebrightening event. Our best match for these emission lines are Hβ (blueshifted by ∼5900 km s−1) and Ca II λ8542, N I λ8567, and K I λλ8763, 8767 (all blueshifted by 5100 km s−1; although we note that the line identifications are uncertain). This shows that catching and following up on late-time interactions as they occur can offer new clues on the nature of the progenitor systems that produce these SNe by putting constraints on the possible type of donor star. The only way to do this systematically is to use large sky surveys such as ZTF and the upcoming Vera C. Rubin Observatory’s Legacy Survey of Space and Time (LSST) to monitor a large sample of objects for the rare events that reappear long after the object has faded from view.